March 2008
5 Things You Should Know Before You Apply for a Contactless Credit Card
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
Student Credit Cards: Tips To Build Credit Worthiness & A Great Credit Score!
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Credit Repair, How To
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to never use your credit again, then you have to find a way to fix it.
...
Debt Consolidation and How to Overcome It
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt is one of the major worry for many p...
Low Cost Debt Consolidation Loans
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
If you have debt and that debt includes t...
Credit Card Offers Explained
Tip! Payment mode. This could be another factor influencing your choice of credit card.
There are so many credit card offers around on the market these days that it can be hard to decide which type is right for you and your personal financial situation...
How Bankruptcy Affects Student Loans
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The vast majority of government student loans cannot be gotten rid of easily, even filing for bankru...
February 2008
Credit Card Rebates Rule The Roost
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
Put the power of credit card...
Do You Need Debt Consolidation Help?
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
There is no doubt that more and more peop...
Balance Transfer Credit Card Rules
Tip! Card holder agreement — The written statement that gives the terms and conditions of a credit card account. The cardholder agreement is required by Federal Reserve regulations.
A balance transfer credit card aids in consolidating credit card...
Debt Consolidation, Debt Management, Credit Counseling: How Does it Work?
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
A Debt Management Program (DMP) has many names, s...
Debt Consolidation Solutions and Debt Consolidation Quotes
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Debt consolidation is not a loan. It is a process where you work with a Debt Repayment Representative who nego...
Debt Consolidation Refi Loans - Cash Out and Reduce Debts
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt consolidation refi loans reduce your...
Balance Transfer Credit Card - Debt Consolidation
Tip! Utilities. Because it’s so easy to pay utilities with an automatic credit card charge, many people end up paying for their air conditioning when they’re heating their homes.
Balance transfer credit cards can provide an excellent option...
January 2008
Bankruptcy Credit Counseling Under The New Bankruptcy Law
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
What Determines a Credit Score?
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Many of us may not know our credit score, some may not even be aware of a credit score, that is until they attempt to apply for cr...
Bad Credit Repair
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Building your credit after repeated interruptions is a constant headache we all want t...
Getting a Free Personal Credit Report Online
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
You are entitled to a free personal credit report from each of the three major credit reporting agencies if you have been recen...
Using a Credit Repair Service
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
It is certainly no secret that more and more consumers today are finding themselves deeply in de...
Bankruptcy: What's the Difference Between Chapter 7 and Chapter 13?
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. Th...
Credit Repair Specialists - They Might Help You, But Why Not Do It Yourself?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Credit repair specialists can be of help to you if you notice that there are inaccuracies in you...
Beating Credit Card Identity Theft
Tip! For general use, have just one credit card. Keep the credit limits low and in control.
Almost all property in the world can be stolen. Whether it be money in a bank, important documents, copyrights, and now even your intellectual property.
Credit...
Credit Score of 800 is Not Impossible
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
By now, most consumers with even a minimal history of credit are aware that something known as a credit score has a tremendous amount ...
New Bankruptcy Law - Effects on Natural Disaster Victims
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
You’ve heard of the new bankruptcy law, whether you plan to file for bankruptcy or not. The law referred to as &#...
Why You Should Consider a Business Platinum Credit Card
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
